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UTTARAYAN · NSE · Financial Services · Private Sector Bank
₹1,702.75
+17.35(+1.03%)Updated 25 Sept 2026, 9:52 am · Real-time
NSE
₹1,702.75
BSE
₹1,703.60
Last 30 trading sessions (14 Aug 2026 – 24 Sept 2026)
Open
₹1,688.00
Previous Close
₹1,685.40
Day Range
₹1,682.00 – ₹1,708.00
52W Range
₹1,462.35 – ₹1,880.00
Volume
1.31 Cr
Market Cap
₹12,95,640 Cr
P/E Ratio
6.86
Dividend Yield
+0.02%
Headquarters
Ahmedabad, India
Incorporated
18 Jun 1998
Employees
30,644
Website
www.uttarayan-bank-ltd.example
Uttarayan Bank Ltd operates in the private sector bank space within the broader financial services sector, serving customers across India with a focus on operational efficiency and steady capacity expansion.
| Name | Ownership | Business |
|---|---|---|
| Uttarayan Bank Services Pvt Ltd | 100% | Support operations for the private sector bank business |
Among the established players in the private sector bank segment, with a diversified customer base and a track record of steady execution.
Pooja Malhotra
Chairman (Non-Executive, Promoter)
Since 12 Jul 2012
Vikram Chatterjee
Managing Director & CEO
Since 03 Jun 2015
Arvind Malhotra
Chief Financial Officer
Since 13 Oct 2018
| Name | Designation | Since |
|---|---|---|
| Pooja Malhotra | Chairman (Non-Executive, Promoter) | 12 Jul 2012 |
| Vikram Chatterjee | Managing Director & CEO | 03 Jun 2015 |
| Kavitha Sinha | Independent Director | 17 May 2020 |
| Kiran Menon | Independent Director | 13 Jun 2021 |
| Rohan Chatterjee | Independent Director | 12 Apr 2022 |
| Kavitha Rathod | Independent Director | 15 Jan 2023 |
18 Jun 1998
Incorporation
Uttarayan Bank Ltd incorporated as a private limited company in Ahmedabad.
05 Aug 2010
Public Listing
Listed on NSE via IPO to fund capacity expansion.
12 May 2022
Growth Milestone
Crossed a key annual revenue milestone, reflecting steady growth in the financial services business.
| Metric | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹1,49,654 Cr | ₹1,62,628 Cr | ₹2,00,772 Cr | ₹1,56,744 Cr | ₹1,77,298 Cr | ₹1,95,191 Cr | ₹2,21,053 Cr | ₹1,83,589 Cr |
| Revenue Growth (YoY) | +13.08% | +13.03% | +8.02% | +13.35% | +12.34% | +8.51% | +11.24% | +8.98% |
| Operating Profit | ₹46,183 Cr | ₹50,805 Cr | ₹63,002 Cr | ₹49,751 Cr | ₹56,327 Cr | ₹62,871 Cr | ₹72,903 Cr | ₹60,529 Cr |
| Operating Margin | +30.86% | +31.24% | +31.38% | +31.74% | +31.77% | +32.21% | +32.98% | +32.97% |
| EBITDA | ₹53,666 Cr | ₹58,936 Cr | ₹73,041 Cr | ₹57,588 Cr | ₹65,192 Cr | ₹72,631 Cr | ₹83,956 Cr | ₹69,709 Cr |
| EBITDA Margin | +35.86% | +36.24% | +36.38% | +36.74% | +36.77% | +37.21% | +37.98% | +37.97% |
| Profit Before Tax | ₹46,004 Cr | ₹50,610 Cr | ₹62,761 Cr | ₹49,563 Cr | ₹56,115 Cr | ₹62,637 Cr | ₹72,638 Cr | ₹60,309 Cr |
| Net Profit | ₹34,503 Cr | ₹37,957 Cr | ₹47,071 Cr | ₹37,172 Cr | ₹42,086 Cr | ₹46,978 Cr | ₹54,479 Cr | ₹45,232 Cr |
| Net Profit Margin | +23.05% | +23.34% | +23.44% | +23.71% | +23.74% | +24.07% | +24.65% | +24.64% |
| EPS (₹) | 45.34 | 49.88 | 61.86 | 48.85 | 55.31 | 61.74 | 71.60 | 59.44 |
| Metric | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | ₹3,69,980 Cr | ₹4,50,810 Cr | ₹5,44,792 Cr | ₹6,52,917 Cr | ₹7,50,287 Cr |
| Total Expenses | ₹2,58,986 Cr | ₹3,13,313 Cr | ₹3,75,906 Cr | ₹4,48,170 Cr | ₹5,08,434 Cr |
| Operating Profit | ₹1,10,994 Cr | ₹1,37,497 Cr | ₹1,68,885 Cr | ₹2,04,747 Cr | ₹2,41,853 Cr |
| Operating Profit Margin | +30.00% | +30.50% | +31.00% | +31.36% | +32.23% |
| Profit Before Tax | ₹1,10,920 Cr | ₹1,37,407 Cr | ₹1,68,776 Cr | ₹2,04,616 Cr | ₹2,41,703 Cr |
| Net Profit | ₹83,190 Cr | ₹1,03,055 Cr | ₹1,26,582 Cr | ₹1,47,418 Cr | ₹1,80,714 Cr |
| EPS (₹) | 109.33 | 135.44 | 166.36 | 193.74 | 237.50 |
| Metric | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Total Assets | ₹3,08,439 Cr | ₹4,68,216 Cr | ₹6,39,224 Cr | ₹8,83,799 Cr | ₹11,32,646 Cr |
| Total Liabilities | ₹1,34,031 Cr | ₹2,06,210 Cr | ₹2,69,624 Cr | ₹3,88,894 Cr | ₹4,84,134 Cr |
| Total Equity | ₹1,74,409 Cr | ₹2,62,006 Cr | ₹3,69,600 Cr | ₹4,94,905 Cr | ₹6,48,513 Cr |
| Total Debt | ₹72,988 Cr | ₹1,14,508 Cr | ₹1,40,264 Cr | ₹2,15,677 Cr | ₹2,57,154 Cr |
| Cash & Equivalents | ₹23,015 Cr | ₹26,686 Cr | ₹32,178 Cr | ₹39,048 Cr | ₹47,451 Cr |
| Net Worth | ₹1,74,409 Cr | ₹2,62,006 Cr | ₹3,69,600 Cr | ₹4,94,905 Cr | ₹6,48,513 Cr |
| Debt to Equity | 0.42 | 0.44 | 0.38 | 0.44 | 0.40 |
| Metric | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Operating Cash Flow | ₹96,139 Cr | ₹1,18,834 Cr | ₹1,45,650 Cr | ₹1,70,270 Cr | ₹2,06,974 Cr |
| Investing Cash Flow | ₹-24,049 Cr | ₹-29,303 Cr | ₹-35,411 Cr | ₹-42,440 Cr | ₹-48,769 Cr |
| Financing Cash Flow | ₹-70,005 Cr | ₹-85,860 Cr | ₹-1,04,747 Cr | ₹-1,20,960 Cr | ₹-1,49,803 Cr |
| Free Cash Flow | ₹72,091 Cr | ₹89,531 Cr | ₹1,10,239 Cr | ₹1,27,830 Cr | ₹1,58,206 Cr |
| Net Cash Flow | ₹2,086 Cr | ₹3,671 Cr | ₹5,492 Cr | ₹6,870 Cr | ₹8,403 Cr |
P/B Ratio
2.00
Price / Sales
1.67
Debt to Equity
0.40
EPS (TTM)
₹248.09
Book Value / Share
₹852.29
Current Ratio
1.23
ROE
+29.11%
ROCE
+27.89%
ROA
+16.67%
Operating Margin
+32.51%
Net Profit Margin
+24.29%
Revenue Growth
+16.02%
Profit Growth
+20.47%
Uttarayan Bank Ltd announces capacity addition in financial services segment
The company shared an update on its ongoing capacity addition initiative aimed at strengthening its position in the financial services sector.
Board approves unaudited financial results for Q1 FY27
The Board of Directors approved the unaudited standalone and consolidated financial results for the quarter ended June 30, 2026.
Q1 FY27 earnings conference call - transcript and recording
Transcript and audio recording of the earnings call held with analysts following the Q1 FY27 results.
Intimation of Board Meeting on August 14, 2026
Intimation that the Board will meet to consider Q1 FY27 unaudited financial results.
Investor presentation - FY26 performance and FY27 outlook
Presentation covering FY26 annual performance and FY27 growth outlook shared at the investor day.
Uttarayan Bank Ltd outlines FY27 growth plan
Management outlined its FY27 growth roadmap, including planned capex and new financial services initiatives.
Board approves audited results for FY26 and recommends final dividend
The Board approved the audited FY26 results and recommended a final dividend of Rs 0.36 per share.
Update on private sector bank operations
The company provided an operational update on its private sector bank business.
| Type | Action Date | Ex Date | Details | Value |
|---|---|---|---|---|
| Board Meeting | 24 Oct 2026 | — | Board meeting scheduled to consider Q2 FY27 unaudited financial results. | — |
| AGM | 25 Jul 2026 | — | Annual General Meeting held virtually to approve FY26 accounts and final dividend. | — |
| Board Meeting | 14 Aug 2026 | — | Board meeting to approve unaudited financial results for Q1 FY27. | — |
| Final Dividend | 28 Apr 2026 | 19 May 2026 | Final dividend for FY26 recommended by the Board and approved at the AGM. | Rs 0.36 per share |
| Interim Dividend | 08 Nov 2025 | 21 Nov 2025 | Interim dividend for FY26 approved by the Board. | Rs 0.14 per share |
| Final Dividend | 22 Apr 2025 | 13 May 2025 | Final dividend for FY25 approved at the AGM. | Rs 0.31 per share |
| Date | Party | Quantity | Price | Value (₹ Cr) | Type |
|---|---|---|---|---|---|
| 18 Sept 2026 | Kotak Emerging Equity Fund | 1.52 Cr | ₹1,685.72 | 2,565.37 | Buy |
| 22 Aug 2026 | Vikram Family Office | 76.09 L | ₹1,651.67 | 1,256.77 | Sell |
| Date | Party | Quantity | Price | Value (₹ Cr) | Type |
|---|---|---|---|---|---|
| 12 Sept 2026 | Morgan Stanley Asia (Singapore) Pte | 2.28 Cr | ₹1,677.21 | 3,828.62 | Buy |
| Date | Party | Quantity | Price | Value (₹ Cr) | Type |
|---|---|---|---|---|---|
| 20 Aug 2026 | Vikram Chatterjee (Managing Director & CEO) | 3.80 L | ₹1,634.64 | 62.19 | Buy |
| 15 May 2026 | Arvind Malhotra (CFO) | 2.28 L | ₹1,566.53 | 35.76 | Sell |
Shares moved higher amid positive sentiment across the financial services sector.
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RSI (14)
81.40
MACD
29.25
MACD Signal
24.86
MACD Histogram
4.39
SMA 20
₹1,631.61
SMA 50
₹1,598.98
SMA 100
₹1,533.71
SMA 200
₹1,419.50
EMA 20
₹1,641.02
EMA 50
₹1,607.14
Pivot Point
₹1,687.25
Resistance Levels
Support Levels
Computed from the last 30 trading sessions ended 2026-09-24; pivot and support/resistance use the classic pivot formula on that day's OHLC.
Overall Stock Health
Out of 100, weighted across 5 factors
